Eating Healthy for Life

The DIY (Do It Yourself) TV station has us convinced that we can fix or improve just about anything around the house, yard, and garage on our own, while saving on the personal budget spreadsheet plan. But not all DIY projects are the same. While some DIY projects seem like they could yield big savings, you have to think about the return-on-investment; in other words, the amount of time it will take you and what kind of tools you'll need, matched up against how much money you'll save in your budget. Let's see some of the best DIY avenues that can save you big cash, without the investment of tons of specialized equipment, time or skill:

Do your own oil changes. Jiffy Lube wants you to think that changing your own oil is a major inconvenience. But it's actually faster than taking it into a shop. Once you get use to it, it will take you around 20 minutes, and save you about $20. Plus you don't have to listen to the technician attempt to sell you a bunch of unnecessary add-ons or even worse, buy their sales pitch!

Paint your own rooms. An afternoon and a gallon of paint, and you'll have a new outlook on life'" and a few more twenties in your wallet. Hiring professional painters can cost between $30 to $60 an hour. That does not include the supplies and paint. You'll easily save $100 or more on a simple project.

Wash your own vehicle. Years ago, Saturday morning was for washing the car and mowing the lawn. Now, a lot of us drive through the vehicle wash on the lunch hour. But getting out the buckets and sponges can quickly save you around $15. If you clean your car twice a month, that can save you up to $360 a year. What could you purchase for $360 this year?

Do your computer upgrades. The thought of cracking open your computer tower and doing surgery on the innards may give you the heebie-jeebies, and of course, that's what computer pros count on. But installing your own upgrades can save you a bundle. Go ahead and buy the hardware from a computer superstore (or online for even greater savings), and then teach yourself on the technique by watching videos online. It's not difficult, and your guts can earn you $100 in savings or more. Remember: The guy or gal who sold you the thingy at the computer store has a vested interest in making sure you install it properly without problems. You have a built in tech support person right there!

Plant a garden. Growing your own herbs and vegetables is all the rage these days, and it should be '" a 100-square-foot plot can yield $700 worth of food in just one season! Choose food that you love and will eat regularly, or get into a swap with other home gardeners to trade off your extra. Bonus: It's good for your budget AND your planet. You don't need a big garden space, even a few small patio planters will give you plentiful tomatoes and green peppers. Start small if you have to and quickly you'll be looking for any available dirt to plant on!

When you ponder if a DIY project is right for you, consider the tools you need and the time you need to accomplish the project. Aside from home improvement projects that take a professional license (like plumbing or electrical), a lot of smaller projects just take a willingness to learn. All DIY projects are not made equal, but most are fun and will save you a bundle!

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